:root{--ink:#193a30;--green:#214f3b;--muted:#58685e;--line:#dce3d9;--pale:#f2f5ed;--cream:#faf9f4;--lime:#dcecc4}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:#fff;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}a:hover{color:#437a42}button,input,select,textarea{font:inherit}button,a,input,select,textarea{outline-offset:5px}button{cursor:pointer}p{margin:0 0 22px;color:var(--muted)}h1,h2,h3{font-weight:400;margin:0;line-height:1.12;letter-spacing:-.035em}h1,h2{font-family:Georgia,'Times New Roman',serif}h1{font-size:clamp(48px,5.6vw,84px)}h2{font-size:clamp(32px,3vw,48px);margin-bottom:24px}h3{font-size:24px;line-height:1.2;letter-spacing:-.025em;margin-bottom:16px}strong,b{font-weight:600}header{position:fixed;z-index:30;inset:0 0 auto;background:rgba(255,255,255,.98);border-bottom:1px solid #e7e9e2}.header-inner{max-width:1500px;margin:auto;padding:0 4.3%;height:94px;display:flex;align-items:center;justify-content:space-between;gap:32px}.brand{display:inline-flex;align-items:center;gap:10px;font-size:18px;line-height:1.1;letter-spacing:-.04em;white-space:nowrap;color:#1a2e24}.brand b{color:#46764a}.brand-icon{width:42px;height:42px;display:inline-flex;color:#3f7048;flex-shrink:0}.brand-icon svg{width:100%;height:100%}nav{display:flex;gap:26px;align-items:center}nav a{font-size:14px;color:#3c4c43;white-space:nowrap}nav a[aria-current]{color:var(--green);text-decoration:underline;text-underline-offset:8px}.menu{display:none;border:0;background:transparent;color:var(--ink)}main{padding-top:94px}.wrap{width:88%;max-width:1280px;margin-left:auto;margin-right:auto}.eyebrow{font-size:11px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:#426649;margin-bottom:25px;line-height:1.5}.status-dot{display:inline-block;width:7px;height:7px;background:#65914e;border-radius:50%;margin-right:8px;vertical-align:1px}.hero{position:relative;background:#faf8f1;min-height:580px;overflow:hidden;display:flex;align-items:center}.hero-image{position:absolute;right:0;top:0;width:85%;height:100%;object-fit:cover;object-position:right center;mask-image:linear-gradient(90deg,transparent 0%,#000 27%);-webkit-mask-image:linear-gradient(90deg,transparent 0%,#000 27%)}.hero-content{position:relative;padding-top:48px;padding-bottom:42px;z-index:1;pointer-events:none}.hero-content a{pointer-events:auto}.hero h1{max-width:620px;color:#1b3a2d;font-size:clamp(58px,6.4vw,94px);line-height:1.02;margin-bottom:26px;letter-spacing:-.055em}.hero h1 em{font-weight:400;color:#487b4e}.hero-copy{font-size:18px;line-height:1.6;max-width:380px;color:#435d4b}.actions{display:flex;align-items:center;gap:28px;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:30px;background:var(--green);color:#fff;border:1px solid var(--green);padding:14px 22px;font-size:14px;font-weight:500;line-height:1.4;border-radius:2px;text-align:left}.button:hover{background:#143f2b;color:#fff}.button span{font-size:20px;line-height:1}.button:disabled{opacity:.5;cursor:wait}.text-link{font-size:14px;font-weight:500;display:inline-flex;gap:25px;align-items:center;border-bottom:1px solid #a3b49c;padding:3px 0}.hero-caption{font-size:10px;letter-spacing:.18em;text-transform:uppercase;margin-top:36px;margin-bottom:0;color:#5c715c}.image-caption{position:absolute;right:18px;bottom:12px;color:white;font-size:9px;background:rgba(19,52,35,.6);padding:3px 8px}.pathways{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:1px solid var(--line);padding:28px 0;gap:28px}.pathways>a{display:flex;gap:18px;align-items:flex-start;border-right:1px solid var(--line);padding-right:22px}.pathways>a:last-child{border:0;padding-right:0}.number{font-size:12px;letter-spacing:.06em;color:#6a8666}.pathways h2{font:400 22px Georgia,serif;margin:0 0 8px;letter-spacing:-.02em}.pathways p{font-size:12px;margin:0;line-height:1.6}.arrow{margin-left:auto}.section{padding-top:84px;padding-bottom:84px}.split{display:grid;grid-template-columns:1fr 1fr;gap:90px}.split h2{max-width:500px}.lead{font-size:23px;line-height:1.5;max-width:820px}.lead.small{font-size:22px}.section-heading{display:flex;align-items:center;justify-content:space-between;gap:25px;margin-bottom:34px}.section-heading h2{margin-bottom:0}.section-heading .eyebrow{margin-bottom:15px}.market-band{background:#eff3e9;padding:62px 0 38px}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-bottom:28px}.stats>div{border-left:1px solid #cad6c2;padding-left:26px}.stats strong{font:400 64px Georgia,serif;letter-spacing:-.055em;line-height:1.25}.stats p{font-size:13px;line-height:1.7;margin:10px 0 0}.fine{font-size:11px;line-height:1.7;color:#61705f;margin-bottom:14px}.fine a,.source{font-size:11px;text-decoration:underline;text-decoration-color:#9dad96;text-underline-offset:3px;overflow-wrap:anywhere}.source{display:inline-block;margin-top:6px;margin-right:12px}.planner-tease{display:grid;grid-template-columns:1fr 1.2fr;gap:100px;align-items:center}.planner-tease p{max-width:425px}.scenario-preview{border:1px solid var(--line);padding:32px;background:var(--cream);box-shadow:12px 12px 0 #eff2e8}.mini-head{display:flex;align-items:center;justify-content:space-between;font-size:9px;letter-spacing:.1em;color:#677760}.pill{background:#e4ecd9;padding:4px 10px;border-radius:25px;letter-spacing:0}.preview-values{display:flex;gap:18px;align-items:center;justify-content:space-between;margin-top:30px}.preview-values span{display:block;font-size:10px;color:#687461}.preview-values strong{display:block;font:400 32px Georgia,serif;letter-spacing:-.04em;white-space:nowrap}.preview-values strong small{font:400 10px Arial,sans-serif;letter-spacing:0}.bars{display:flex;height:125px;align-items:flex-end;gap:15px;margin:27px 0 8px}.bars i{flex:1;background:#99b889}.bars i:first-child{background:#d4ddcb}.bars i:last-child{background:#28543e}.scenario-preview>.fine{margin-top:22px;margin-bottom:0}.editorial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}.editorial-grid>a{border-top:1px solid #9faf95;padding-top:22px}.tag{font-size:9px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:#53734b}.editorial-grid h3{font:400 28px/1.2 Georgia,serif;margin:18px 0}.editorial-grid p{font-size:14px}.research-home{border-top:1px solid var(--line)}.closing{background:var(--green);color:#f8f9f2;padding:45px 50px;display:flex;align-items:center;justify-content:space-between;gap:30px;margin-top:0;margin-bottom:70px}.closing h2{font-size:38px;margin-bottom:0}.closing .eyebrow{color:#d7e6c6;margin-bottom:12px}.button.light{background:#e2edce;color:#21442e;border-color:#e2edce}footer{width:88%;max-width:1280px;margin:auto;padding:0 0 28px}.footer-top{display:flex;align-items:center;justify-content:space-between;padding-bottom:20px;border-bottom:1px solid var(--line)}.footer-top p{font-size:12px;line-height:1.6;margin:0}.footer-top .brand{font-size:20px}footer nav{justify-content:flex-start;padding:24px 0;gap:28px;flex-wrap:wrap}footer nav a{font-size:12px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;padding-top:15px;border-top:1px solid var(--line);font-size:10px;color:#75816f}.page-intro{padding-top:68px;padding-bottom:58px;border-bottom:1px solid var(--line)}.page-intro h1{max-width:1100px;margin-bottom:24px;font-size:clamp(48px,5vw,72px)}.page-intro .lead{margin:0;font-size:21px;max-width:840px}.page-intro .eyebrow{margin-bottom:23px}.topic-nav{display:flex;gap:30px;flex-wrap:wrap;padding:25px 0;border-bottom:1px solid var(--line);font-size:12px}.content-split{display:grid;grid-template-columns:1fr 1.2fr;gap:100px}.content-split .number{display:block;margin-bottom:25px}.scope-list article{border-top:1px solid var(--line);padding:20px 0 4px}.scope-list article p{font-size:15px}.scope-list article>b{font-size:20px}.tint{background:var(--pale)}.section-lead{max-width:830px;font-size:18px}.table-scroll{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:14px;line-height:1.65}th,td{border-bottom:1px solid var(--line);padding:20px;text-align:left;vertical-align:top}th{font-size:12px;letter-spacing:.03em;background:#edf2e7}td:first-child{font-weight:600;min-width:200px}td{min-width:220px}table+.fine{margin-top:20px}.chain{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;margin-top:45px;margin-bottom:35px}.chain article{border-top:1px solid #a0b192;padding-top:18px}.chain article>span{font-size:11px;color:#657d5d}.chain h3{margin-top:12px}.chain p{font-size:13px}.research-row{padding:55px 0;display:grid;grid-template-columns:1fr 1.2fr;gap:95px;border-bottom:1px solid var(--line)}.research-row h2{font-size:38px}.implication{background:#f1f4ec;padding:20px 24px;margin:20px 0}.implication p{font-size:14px;margin:5px 0 0}.implication b{font-size:13px}.source-list{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.source-list article{border:1px solid var(--line);padding:26px}.source-list h3{font-size:20px;line-height:1.35;margin-top:10px}.source-list p{font-size:13px}.planner-layout{display:grid;grid-template-columns:1fr 1.1fr;gap:65px;align-items:start}.planner-inputs{border:1px solid var(--line);padding:30px}.planner-inputs h2{font-size:30px}.planner-inputs .section-heading{margin-bottom:12px}.plain-button{border:0;background:transparent;text-decoration:underline;font-size:12px;color:var(--muted)}fieldset{border:0;padding:0;margin:28px 0 0;min-width:0}legend{font-size:14px;font-weight:600;margin-bottom:15px;line-height:1.4}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.full{grid-column:1/-1}label{display:block;color:#476049;font-size:12px;line-height:1.5;margin-bottom:15px}input,textarea,select{display:block;background:#fff;border:1px solid #b7c7af;border-radius:2px;padding:12px;width:100%;color:#213e2b;margin-top:7px;min-width:0;font-size:15px}input:focus,textarea:focus,select:focus{outline:2px solid #678c5a;border-color:transparent}.field-grid label{margin-bottom:0}.planner-inputs>.fine:last-child{margin-top:20px;margin-bottom:0}.big-result{font:400 66px/1.15 Georgia,serif;letter-spacing:-.05em;margin-bottom:10px;overflow-wrap:anywhere}.big-result small{font:400 15px Arial,sans-serif;letter-spacing:0}.planner-results{padding:25px 0}.planner-results .eyebrow{margin-bottom:14px}.comparison{margin:30px 0}.comparison>div{display:grid;grid-template-columns:70px 1fr 72px;gap:12px;align-items:center;margin-top:14px;font-size:12px}.track{height:18px;background:#edf1e7}.track i{display:block;height:100%;background:#cad7bf}.comparison>div:last-child .track i{background:var(--green)}.comparison b{font-weight:400;text-align:right}.result-pair{display:grid;grid-template-columns:1fr 1fr;gap:25px;padding:26px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.result-pair span,.result-pair small{display:block;font-size:11px;color:#67795f;line-height:1.5}.result-pair strong{display:block;font:400 29px/1.3 Georgia,serif;margin:8px 0}.budget-result{background:var(--pale);padding:25px;margin:28px 0}.budget-result>strong{font:400 47px/1.3 Georgia,serif;letter-spacing:-.04em;overflow-wrap:anywhere}.budget-result>p:not(.eyebrow){font-size:13px;margin:12px 0 0}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:70px}.two-col h3{font-size:22px}.methodology{border-top:1px solid var(--line)}.methodology p{font-size:14px}.directory-controls{display:grid;grid-template-columns:2fr 1fr;gap:25px}.directory-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}.directory-card{border:1px solid var(--line);padding:28px;display:flex;flex-direction:column}.directory-card h2{font:400 28px/1.2 Georgia,serif;margin:15px 0}.directory-card p{font-size:14px}.directory-card .text-link{margin-top:auto;align-self:flex-start;font-size:12px}[hidden]{display:none!important}.contact-layout{display:grid;grid-template-columns:1fr 1.25fr;gap:100px}.contact-layout form{border:1px solid var(--line);padding:30px}.email-link{display:inline-block;border-bottom:1px solid #9fae98;overflow-wrap:anywhere;margin:0 0 30px;font-size:18px}.contact-layout .fine{font-size:12px}.check-label{display:flex;align-items:flex-start;gap:10px;margin-top:20px}.check-label input{width:16px;height:16px;margin-top:2px;flex-shrink:0}.honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.contact-layout button{margin:6px 0 18px}.prose{max-width:860px}.prose h2{font-size:30px;margin-top:25px}.notice{background:#fff4e0;padding:15px;border:1px solid #ddc497;color:#6d4b15;font-size:14px}.skip{position:fixed;z-index:100;left:15px;top:-100px;background:#fff;padding:10px;border:1px solid var(--green)}.skip:focus{top:10px}.menu span{margin-left:8px}::selection{background:#d7e6c8}@media(min-width:1500px){.hero{min-height:650px}.hero-image{width:90%}}@media(max-width:1180px){.header-inner{gap:20px;padding:0 4%}.brand{font-size:15px}.brand-icon{width:34px;height:34px}nav{gap:18px}nav a{font-size:12px}.hero h1{font-size:76px}.hero-image{width:89%;object-position:65% center;mask-image:linear-gradient(90deg,transparent 0%,#000 40%)}.hero{min-height:570px}.planner-tease,.content-split,.research-row,.contact-layout{gap:50px}.planner-tease{grid-template-columns:1fr 1.15fr}.preview-values strong{font-size:27px}.preview-values{gap:8px}.pathways h2{font-size:20px}.pathways p{font-size:11px}.stats strong{font-size:56px}.split{gap:60px}.planner-layout{gap:40px}.big-result{font-size:55px}.footer-top .brand{font-size:17px}}@media(max-width:900px){.header-inner{height:78px}.brand{font-size:18px}.menu{display:block}.header-inner>nav{display:none;position:absolute;top:78px;left:0;right:0;padding:20px 6%;background:white;border-bottom:1px solid var(--line);align-items:flex-start;gap:20px}.header-inner>nav.open{display:flex;flex-direction:column}.header-inner>nav a{font-size:16px}main{padding-top:78px}.hero{min-height:550px}.hero h1{font-size:64px}.hero-image{opacity:.85;width:100%;object-position:60% center;mask-image:linear-gradient(90deg,transparent 0%,#000 60%)}.hero-copy{font-size:16px}.pathways{gap:18px}.pathways>a{gap:10px;padding-right:12px}.pathways h2{font-size:18px}.pathways p{display:none}.section{padding:60px 0}.planner-tease{gap:35px;grid-template-columns:1fr 1fr}.scenario-preview{padding:22px}.preview-values{display:block;margin-top:20px}.preview-values>span{display:none}.preview-values>div{margin-top:8px}.bars{height:95px}.editorial-grid{gap:24px}.editorial-grid h3{font-size:23px}.closing{padding:35px}.closing h2{font-size:30px}.closing .button{font-size:12px;padding:12px 15px;gap:12px}.stats strong{font-size:48px}.stats p{font-size:12px}.stats>div{padding-left:18px}.two-col{gap:40px}.directory-grid{grid-template-columns:repeat(2,1fr)}.planner-layout{grid-template-columns:1fr 1fr;gap:30px}.planner-inputs{padding:20px}.field-grid{gap:12px}.big-result{font-size:44px}.result-pair{grid-template-columns:1fr;gap:20px}.budget-result>strong{font-size:35px}.comparison>div{grid-template-columns:60px 1fr 60px;font-size:11px;gap:8px}.contact-layout{gap:35px}.contact-layout form{padding:22px}.contact-layout .field-grid{grid-template-columns:1fr}.chain{gap:18px}.chain h3{font-size:21px}.page-intro h1{font-size:58px}.page-intro .lead{font-size:19px}.research-row{gap:40px}.research-row h2{font-size:32px}.footer-bottom{font-size:9px}}@media(max-width:600px){html{scroll-padding-top:95px}.wrap,footer{width:88%}.header-inner{height:76px;padding:0 6%;gap:12px}.brand{font-size:14px;gap:7px}.brand-icon{width:31px;height:31px}.menu{font-size:12px;padding:4px 0}.header-inner>nav{top:76px}main{padding-top:76px}.hero{min-height:740px;display:block;padding-bottom:290px}.hero-image{height:360px;width:100%;top:auto;bottom:0;object-fit:cover;object-position:right center;mask-image:linear-gradient(180deg,transparent,#000 38%);-webkit-mask-image:linear-gradient(180deg,transparent,#000 38%);opacity:1}.hero-content{padding-top:46px;padding-bottom:0;pointer-events:auto}.hero h1{font-size:64px;line-height:1.02;margin-bottom:24px}.eyebrow{font-size:9px;letter-spacing:.13em;margin-bottom:22px}.hero-copy{font-size:16px;line-height:1.65;margin-bottom:0}.actions{gap:22px;margin-top:28px}.button{font-size:12px;padding:13px 17px;gap:23px}.text-link{font-size:12px;gap:14px}.hero-caption{font-size:8px;margin-top:26px}.image-caption{font-size:7px;bottom:8px;right:8px}.pathways{grid-template-columns:1fr;padding:20px 0;gap:0}.pathways>a{padding:15px 0;border:0;border-bottom:1px solid var(--line);align-items:center;gap:18px}.pathways>a:last-child{padding-right:0;border:0}.pathways h2{font-size:22px;margin:0}.pathways p{display:block;font-size:11px;margin-top:4px}.pathways .number{font-size:11px}.pathways .arrow{margin-left:auto}.section{padding:52px 0}.split,.planner-tease,.content-split,.research-row,.two-col,.contact-layout,.planner-layout{grid-template-columns:1fr;gap:28px}h2{font-size:36px;margin-bottom:22px}.lead.small{font-size:20px}.split .eyebrow{margin-bottom:20px}.split>div>p:last-child{margin-bottom:0}.market-band{padding:45px 0 30px}.section-heading{align-items:flex-start;gap:20px;flex-direction:column;margin-bottom:25px}.section-heading h2{font-size:35px}.stats{grid-template-columns:1fr;gap:20px;margin-top:30px}.stats>div{border-left:0;border-top:1px solid #cad6c2;padding:20px 0 0;display:flex;align-items:center;gap:30px}.stats strong{font-size:43px;min-width:130px}.stats p{font-size:11px;margin:0}.fine{font-size:10px}.planner-tease{gap:35px}.planner-tease>div:first-child p{font-size:15px}.preview-values{display:flex}.preview-values>div{margin-top:0}.preview-values>span{display:block}.preview-values strong{font-size:25px}.preview-values strong small{font-size:9px}.preview-values span{font-size:8px}.scenario-preview{padding:23px;box-shadow:7px 7px 0 #eff2e8}.mini-head{font-size:8px}.bars{height:100px;gap:10px}.editorial-grid{grid-template-columns:1fr;gap:30px}.editorial-grid h3{font-size:29px}.editorial-grid p{font-size:14px}.closing{margin-bottom:50px;margin-top:0;padding:30px;display:block}.closing h2{font-size:32px}.closing .button{margin-top:25px;font-size:12px}.footer-top{align-items:flex-start;flex-direction:column;gap:18px}.footer-top .brand{font-size:17px}.footer-top p{font-size:11px}footer nav{gap:18px 22px;padding:22px 0}footer nav a{font-size:11px}.footer-bottom{display:block;font-size:9px}.footer-bottom span{display:block;margin-bottom:10px}.page-intro{padding-top:43px;padding-bottom:36px}.page-intro h1{font-size:46px}.page-intro .lead{font-size:18px}.topic-nav{gap:14px 22px;font-size:10px;padding:22px 0}.content-split .number{margin-bottom:20px}.scope-list article{padding-top:18px}.table-scroll th,.table-scroll td{padding:15px;font-size:12px}.chain{grid-template-columns:repeat(2,1fr);gap:22px}.chain h3{font-size:22px}.chain p{font-size:12px}.research-row{padding:38px 0;gap:12px}.research-row h2{font-size:34px}.research-row .eyebrow{display:block;margin-bottom:14px}.research-row p{font-size:15px}.research-row .fine{font-size:10px}.source-list{grid-template-columns:1fr}.source-list article{padding:23px}.planner-layout{padding-top:30px}.planner-inputs{padding:23px}.planner-inputs .section-heading{flex-direction:row;align-items:center}.planner-results{padding-top:10px}.big-result{font-size:53px}.result-pair{grid-template-columns:1fr 1fr}.result-pair span,.result-pair small{font-size:10px}.result-pair strong{font-size:26px}.budget-result{padding:22px}.budget-result>strong{font-size:42px}.comparison>div{grid-template-columns:65px 1fr 65px}.two-col h3{font-size:23px}.two-col{gap:20px}.directory-controls{grid-template-columns:1fr;gap:0}.directory-grid{grid-template-columns:1fr;gap:20px}.directory-card h2{font-size:28px}.directory-card{padding:26px}.contact-layout{padding-top:35px}.contact-layout form{padding:23px}.contact-layout .field-grid{gap:17px}.contact-layout .fine{font-size:11px}.email-link{font-size:17px}.prose h2{font-size:29px}.prose p{font-size:15px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{header,.menu,footer,.actions,.closing,button,.directory-controls{display:none!important}main{padding-top:0}.wrap{width:100%}.hero-image{opacity:.35}a{color:inherit}.planner-layout{display:block}.planner-inputs{break-inside:avoid}body{font-size:12px}}
.icon{width:16px;height:16px;display:inline-block;vertical-align:-3px;flex-shrink:0;fill:none;stroke:currentColor;stroke-width:1.25;stroke-linecap:round;stroke-linejoin:round}.source .icon{width:11px;height:11px;vertical-align:-2px}.arrow .icon{width:14px;height:14px}.button .icon{width:18px;height:18px}